It’s summer, which means time for sun, fun and vacations! With all the prepping, planning and packing, it's easy to miss one very important thing: ensuring your home is protected from water damage.Water is high on our list of things that go bump in the night. People underestimate the power water has to wreak havoc on your home. Water damage makes up 45 percent of all interior property ...

Auto insurance is something that almost everyone needs, which makes the insurance marketplace incredibly competitive. With an extensive list of insurance carriers looking to capture your attention, it is understandable that people shop for auto insurance by comparing price. Understanding the many details within a policy then becomes a lower priority. Don’t settle for insurance that is ...

When a tree falls, am I covered?With each major storm, this becomes one of the most frequent questions received by insurance agencies across the country.Am I covered?If a tree falls on your house, are you covered? Although coverage can vary, Jeanne M. Salvatore, senior vice president and consumer spokesperson for the Insurance Information Institute said, “If a tree hits a home or other ...

WESTCHESTER COUNTY, N.Y. -- Last Valentine’s Day roughly $4 billion was spent on gifts of jewelry. Since sparkling presents have become such a popular gift item at this time of year, we at Advocate Brokerage decided to do our best to review the ABCs of insurance coverage for jewelry.A is for AppraisalsThe markets for gold and precious stones fluctuate frequently, so Advocate Brokerage ...

WESTCHESTER COUNTY, N.Y. -- 2018 got off to a very cold start. The cold temperatures gave lead to a frightening 60 percent increase in home fire fatalities when compared to the beginning of 2017. While it is wise to have a Central Station Fire and Burglar Alarm, which is proven to greatly reduce the risk of total home loss and save lives, there is another safety precaution you can take ...

SCARSDALE, N.Y. -- As 2018 begins, we wanted to share this: the more insurance agents know about their clients, the better they can serve them.The reason is simple. The more agents know about your life and the things you value most, the more they can educate you on the best choice for your insurance portfolio.For example, are you traveling more frequently? Did you get married this ...

SCARSDALE, N.Y. -- To say it's been cold is an understatement. With temperatures recently falling below 32 degrees, many of us have chosen to stay inside with a hot cup of coffee. Looking ahead in the forecast though, to temperatures creeping above the freezing mark and then dipping back down again, there is an important topic to address: ice dams.An ice dam is a solid formation of ...

SCARSDALE, N.Y. -- A second home that provides a place for the family to get away is often a dream come true. However, without taking the right precautions, especially during cold months, that dream home can become a maintenance nightmare.According to Scarsdale-based insurer, Advocate Brokerage Corp, while both fire and water pose a threat to any home, damage is 10 times more likely to ...

SCARSDALE, N.Y. --  Many policyholders assume all auto carriers are equal and as a result, they are unwilling to pay for a more expensive auto policy. But Advocate Brokerage in Scarsdale explains the importance of paying a premium for very nice cars. RepairsWhen it comes to getting a car fixed after an accident, bringing it to a mechanic or body shop that can be trusted is of the utmost ...

SCARSDALE, N.Y. -- According to Advocate Brokerage, a person is killed by a drunk driver every 53 minutes. With a statistic like that you would think that adults, who know better, would not risk getting behind the wheel after having a drink or two, but unfortunately that's not always the case.Part of the issue is that many adult drivers think that because of their driving experience, ...